I don't know anyone who does not have money issues. Most of my friends are military, and (much like us) are trying to make ends meet. Savings? Who has the liquid assets for THAT??
I personally believe if we were all a little more honest with ourselves about what we spend money on, we might actually have a few cents left over at the end of the month to put aside for that proverbial rainy day. With that in mind, today marks my first day of the move towards my own financial recovery. My only method will be balancing my checkbook DAILY. I have an app on my phone, and the moment I charge anything to my check card, I enter it into the virtual checkbook register app. I will post progress after a month of doing that, and let you guys know how well that works.
What about you, dear readers? Any simple strategies you have for making sure you don't overdraft your bank accounts? Fire away in the comments.
Use money instead of check card. Take out an alloted amount every week and make it last. You will soon realize how much you swipe your card.
ReplyDeleteThat's a good idea. I have the USAA app on my phone and I check my balance daily and before I buy anything. I also stopped going to Starbucks every day...I checked my account and I was averaging $10 a day getting breakfast, chai lattes & water every morning, which is $200 a month! What a waste...
ReplyDeleteWritten budget! If you plan where your money is going before you spend it, then you know what/if you have any left over.
ReplyDeletePS you can put spending money into the budget, just have to make sure you only spend that much.
Don't vote a fucking democrat into office (NOT that you did!), and maybe our husbands will get the awesome sign-on bonuses like they used to under Bush. When you get 45 grand when your husband re-enlists, it's easy to have a savings account. That's my strategy!
ReplyDelete@Lonna --
ReplyDeletePolitical views aside though, do you have anything that girls can use day to day, regardless of who is in office?
:)